How does Wyshbox term life insurance stack up?

When searching for the perfect term life insurance, it's important to understand the pros and cons of your options. After all, you want to have a dependable team helping your loved ones if you were to die unexpectedly. That's why we've put together this handy comparison chart so that you can see how we stack up against the competition. Any questions? Ask us here.

Last Updated: May 20, 2022*

Coverage Availability

Term Life
Haven Simple
Term Life
Coverage available at $50K?
$50K Minimum
$25K Minimum
$100K Minimum
$20K Minimum
$50K Minimum
Coverage limit over $2M?
Up to $2.5M
Up to $500K
Up to $8M
Up to $2M
Up to $1.5M
Can be covered until you’re 65 years old?
Until age 70
Until age 70
Until age 80
Until age 70
State availability
Available in 36 states and Washington D.C.
(For a full list of states, check out our FAQs)
Nationwide, except for California, Delaware, South Dakota, North Dakota, and New York
Nationwide
Nationwide, except for New York
Nationwide, except for New York
an illustration of a girl trying to catch shooting stars with a net

Get the exact coverage you need with Wyshbox

get started now
Learn more about how Wyshbox can help you personalize your plan and cover what matters most to you.

Getting Covered

Term Life
Haven Simple
Term Life
Snapshot price comparison*
$13
per month
$14.45
per month
$15
per month
$12 - $21
per month
$29
per month
Get an estimate without signing up?
No medical exam life insurance?
Never
Never
Case by case
Case by case
Never
Instant decision after you submit application?
Case by case
Case by case
Case by case
Available for iOS, Android, and web?
Web only
Web and iOS only
Web and iOS only
Web only
*Disclosure: Pricing was calculated using an estimate calculator tool provided by each competitor stated, on their respective websites. The specific criteria used to determine the price was Age: 30 years old (1/1/1992), Gender: Female, Coverage: $250,000, Term: 20 years, Class: Super Preferred / Excellent, No Tobacco, State: Arizona, 85018. Once this criteria was inputted, the final price shown within the estimate calculator was documented. Wyshbox acknowledges that this price is an estimate and does not necessarily reflect the final quote / price.

Start now & you could be covered in minutes

get started now
Learn more about how Wyshbox is changing the life insurance world with fast, safe, and easy applications.

Coverage Flexibility

Term Life
Haven Simple
Term Life
Set your initial term length in one-year increments?
Between 2 to 47 years
5, 10, 15, or 20 years
10, 15, 20, 25, or 30 years
10, 15, 20, or 30 years
10, 15, 20, 25, or 30 years
Personalized coverage amount down to the dollar?
You can choose the exact dollar amount of coverage you need
$5K+ increments
Limited to $50K increments
Limited to $50K increments
Limited to $50K increments
Change existing policy’s coverage at any time?
Subject to insurability and other policy requirements
Subject to insurability and other policy requirements
(within the first 30 days)
(within the first 30 days)
Is added coverage based on how old you were when you 
got your policy?
Debt tracking feature to help you meet your coverage goals?
2 people on a bicycle

Get coverage that grows with you

get started now
Dive in to learn about Wyshbox Life Insurance’s personalized customer support.

Claims & Customer Service

Term Life
Haven Simple
Term Life
Live customer support chat, email, and phone?
Feature to list out your after-life dreams and goals?
We track Wyshes and can help grant them.
Claims support can work with your family to help make your desired payments?
Subject to insurability and other policy requirements
Claims support can work with lenders to help pay off your debt?
Pay out early if terminally ill?
100% of your coverage
2 people video chatting

Enjoy life insurance  that looks out for your loved ones

get started now
Dive in to learn about Wyshbox Life Insurance’s personalized customer support.

Coverage Availability

Coverage available at $50K?
Term Life
Haven Simple
Term Life
$50K Minimum
$25K Minimum
$100K Minimum
$20K Minimum
$50K Minimum
Coverage limit over $2M?
Term Life
Haven Simple
Term Life
Up to $2.5M
Up to $500K
Up to $8M
Up to $2M
Up to $1.5M
Can be covered until you’re 65 years old?
Term Life
Haven Simple
Term Life
Until age 70
Until age 70
Until age 80
Until age 70
State availability
Term Life
Haven Simple
Term Life
Available in 33 states and Washington D.C.
For a full list of states, check out our FAQs)
Nationwide, except for California, Delaware, South Dakota, North Dakota, and New York
Nationwide
Nationwide, except for New York
Nationwide, except for New York
an illustration of a girl trying to catch shooting stars with a net

Get the exact coverage you need with Wyshbox

get started now
Learn more about how Wyshbox can help you personalize your plan and cover what matters most to you.

Getting Covered

Snapshot price comparison*
Term Life
Haven Simple
Term Life
$13
per month
$14.45
per month
$15
per month
$12 - $21
per month
$29
per month
Get an estimate without signing up?
Term Life
Haven Simple
Term Life
No medical exam life insurance?
Term Life
Haven Simple
Term Life
Never
Never
Case by case
Case by case
Never
Instant decision after you submit application?
Term Life
Haven Simple
Term Life
Case by Case
Case by Case
Case by Case
Available for iOS, Android, and web?
Term Life
Haven Simple
Term Life
Web only
Web and iOS only
Web and iOS only
Web only
*Disclosure: Pricing was calculated using an estimate calculator tool provided by each competitor stated, on their respective websites. The specific criteria used to determine the price was Age: 30 years old (1/1/1992), Gender: Female, Coverage: $250,000, Term: 20 years, Class: Super Preferred / Excellent, No Tobacco, State: Arizona, 85018. Once this criteria was inputted, the final price shown within the estimate calculator was documented. Wyshbox acknowledges that this price is an estimate and does not necessarily reflect the final quote / price.

Start now & you could be covered in minutes

get started now
Learn more about how Wyshbox is changing the life insurance world with fast, safe, and easy applications.

Coverage Flexibility

Set your initial term length in one-year increments?
Term Life
Haven Simple
Term Life
Between 2 to 47 years
5, 10, 15, or 20 years
10, 15, 20, 25, or 30 years
10, 15, 20, or 30 years
10, 15, 20, 25, or 30 years
Personalized coverage amount down to the dollar?
Term Life
Haven Simple
Term Life
You can choose the exact dollar amount of coverage you need
$5K+ increments
Limited to $50K increments
Limited to $50K increments
Limited to $50K increments
Change existing policy’s coverage at any time?
Term Life
Haven Simple
Term Life
Subject to insurability and other policy requirements
Subject to insurability and other policy requirements
(within the first 30 days)
(within the first 30 days)
Is added coverage based on how old you were when you 
got your policy?
Term Life
Haven Simple
Term Life
Debt tracking feature to help you meet your coverage goals?
Term Life
Haven Simple
Term Life
2 people on a bicycle

Get coverage that grows with you

get started now
Learn more about how Wyshbox can help you personalize your plan and cover what matters most to you.

Claims & Customer Service

Live customer support chat, email, and phone?
Term Life
Haven Simple
Term Life
Feature to list out your after-life dreams and goals?
Term Life
Haven Simple
Term Life
We track Wyshes and can help grant them.
Claims support can work with your family to help make your desired payments?
Term Life
Haven Simple
Term Life
Claims support can work with lenders to help pay off your debt?
Term Life
Haven Simple
Term Life
Pay out early if terminally ill?
Term Life
Haven Simple
Term Life
100% of your coverage
2 people video chatting

Enjoy life insurance  that looks out for your loved ones

get started now
Dive in to learn about Wyshbox Life Insurance’s personalized customer support.

Sign up in
9-ish minutes!

No medical exams. No commitments until you’re ready. Just instant coverage.

get started now
Plans start at $9/mo.
Build your personalized plan
Get an estimate - commitment free
Answers some q’s
number four
Get instant coverage
Build your wyshes
Plans start at $9/mo.