An illustration of a family in front of a house with a car parked in the driveway. An illustration of a puppy running.

Finally, the life insurance we’ve all been wyshing for

Term life insurance tailored to you. 100% online.
Starting at $9/mo.
build your wyshes
Find out how much protection you need today.
Wyshbox term life insurance tailored to you because you choose what's in it. With flexible coverage, 100% online process, instant coverage, and over-the-top customer support, we make Wyshes come true. Starting at $9/mo.

What are your unique after-life Wyshes?

Personalize exactly what you want protected if you were to die unexpectedly.
An illustration of a house with two lights on.
Pay off our house
An illustration of a graduation cap with tassel on a child's building block.
Send Joey to college
An illustration of a heart with wings hovering above an open box.
Donate
to AAPA
An illustration of the rear end of a family sedan.
Keep the stinky van within the fam
An illustration of a pet bone wrapped in a ribbon.
Care for my cats so they don't eat my dead body
An illustration of a key on a keychain.
Pay landlord so I don’t leave roomie in the lurch
An illustration of a graduation cap and a ribbon-wrapped diploma.
Pay off my outrageous student loans
An illustration of a shooting star.
Get Bieber to serenade my funeral guests
An illustration of a pair of coffee cups.
Pimp Nancy’s retirement fund
An illustration of a a pair of scissors cutting a credit card
Kill my AMEX debt
An illustration of a shooting star.
Pay for Chad’s grief counseling
An illustration of a two interlocked wedding rings.
Pay for Stan’s obvs v.flashy future wedding
An illustration of a unicorn on a spring.
Look after my rugrats when I’m gone
An illustration of a piggy bank with flowers blooming from the coin slot.
Make sure Suzie has a rainy day fund
An illustration of a doctor's stethoscope.
Cover all of
Dr. Roy's bills
An illustration of a plant leaf.
Make sure my cactus survives AND thrives
An illustration of a rocketship ascending through the clouds.
Shoot my ashes to space
An illustration of a house with two lights on.
Pay off our house
An illustration of a graduation cap with tassel on a child's building block.
Send Joey to college
An illustration of a heart with wings hovering above an open box.
Donate
to AAPA
An illustration of the rear end of a family sedan.
Keep the stinky van within the fam
An illustration of a pet bone wrapped in a ribbon.
Care for my cats so they don't eat my dead body
An illustration of a key on a keychain.
Pay landlord so I don’t leave roomie in the lurch
An illustration of a graduation cap and a ribbon-wrapped diploma.
Pay off my outrageous student loans
An illustration of a shooting star.
Get Bieber to serenade my funeral guests
An illustration of a pair of coffee cups.
Pimp Nancy’s retirement fund
An illustration of a a pair of scissors cutting a credit card
Kill my AMEX debt
An illustration of a shooting star.
Pay for Chad’s grief counseling
An illustration of a two interlocked wedding rings.
Pay for Stan’s obvs v.flashy future wedding
An illustration of a unicorn on a spring.
Look after my rugrats when I’m gone
An illustration of a piggy bank with flowers blooming from the coin slot.
Make sure Suzie has a rainy day fund
An illustration of a doctor's stethoscope.
Cover all of
Dr. Roy's bills
An illustration of a plant leaf.
Make sure my cactus survives AND thrives
An illustration of a rocketship ascending through the clouds.
Shoot my ashes to space
An illustration of a house with two lights on.

Pay off our house

An illustration of a graduation cap with tassel on a child's building block.

Send Joey to college

An illustration of a heart with wings hovering above an open box.

Donate
to AAPA

An illustration of the rear end of a family sedan.

Keep the stinky van within the fam

An illustration of a pet bone wrapped in a ribbon.

Care for my cats so they don't eat my dead body

An illustration of a key on a keychain.

Pay landlord so I don’t leave roomie in the lurch

An illustration of a graduation cap and a ribbon-wrapped diploma.

Pay off my outrageous student loans

An illustration of a shooting star.

Get Bieber to serenade my funeral guests

An illustration of a pair of coffee cups.

Pimp Nancy’s retirement fund

An illustration of a a pair of scissors cutting a credit card

Kill my AMEX debt

An illustration of a shooting star.

Pay for Chad’s grief counseling

An illustration of a two interlocked wedding rings.

Pay for Stan’s obvs v.flashy future wedding

An illustration of a unicorn on a spring.

Look after my rugrats when I’m gone

An illustration of a piggy bank with flowers blooming from the coin slot.

Make sure Suzie has a rainy day fund

An illustration of a doctor's stethoscope.

Cover all of
Dr. Roy's bills

An illustration of a plant leaf.

Make sure my cactus survives AND thrives

An illustration of a rocketship ascending through the clouds.

Shoot my ashes to space

Build your wyshes

Sign up in
9-ish minutes!

No medical exams. No commitments until you’re ready. Just instant coverage.
Build your wyshes
Plans start at $9/mo.
number one
Build your personalized plan
number two
Get an estimate - commitment free
number three
Answers some q’s
number four
Get instant coverage
Build your wyshes
Plans start at $9/mo.

Cover everything that matters to you with Wyshes

Use our Wysh Builder to work out the exact life insurance coverage you need, no more and no less.
Learn more
An illustration of a phone showing a user's wishes listed by category and their total wish coverage amount.An illustration of a phone showing a user's wishes listed by category and their total wish coverage amount.
An illustration showing a users Total Coverage and Term Length which can be adjusted using a slider.

Enjoy Flexible Coverage that changes with you

Your life changes, so why shouldn’t your life insurance? Adjust your coverage at anytime and link bank accounts so you can reduce your bills as you pay off debts.
Learn more
An illustration showing a users Total Coverage and Term Length which can be adjusted using a slider.

Relax knowing our Wysh Granters have got your back

Our Wysh Granters can help fulfill your Wyshes so your loved ones never have to worry.
Learn more
Our Wysh Granters will:
Work with your loved ones to grant your Wyshes
Partner directly with your banks and lenders to pay your debts
Take the guesswork out of the claims process
And more!

Tailored plans = Tailored pricing

Alice,
24 y/o
$122,000 coverage for 2 Wyshes
$10/mo
Steve,
29 y/0
$150,000 coverage for 5 Wyshes
$16/mo
Joon,
34 y/o
$326,000 coverage for 6 Wyshes
$29/mo
Danny,
40 y/o
$554,000 coverage for 6 Wyshes
$51/mo
Based on a 20-year term in the preferred plus health class

Why Wyshbox?

With traditional
term life insurance
You need to know exactly how much your life is worth.
You end up paying for coverage you don’t need.
Your family has to track down and deal with all your banks and lenders.
With
You can work out the exact coverage you need with our Wysh Builder tool.
You can connect your accounts, pay down your debts, and pay less for coverage each month.
Our Wysh Granters can work directly with your banks and lenders so your family doesn't have to.
Build your wyshes

Always here for you

Wyshbox might be new, but it was built by a team with decades of industry experience and a clear vision of the future of life insurance. And, our memberships are reinsured by a leading reinsurer with an AM Best A+ rating. So, you can trust that we'll be around when you need us most.
Learn more about us
An illustration of two smiling parents and a child hugging a pregnant belly.An illustration of two smiling parents and a child hugging a pregnant belly.

Still a lil confused?

Check out our FAQs. We’ve eliminated all the industry mumbo jumbo so you can make the most informed choices for you and your fam.
What kind of life insurance does Wyshbox offer?
Will my monthly charge change over time?
Can I cancel at any time?
In what states do you currently sell insurance?
How do I know I’m getting the right coverage?
What is the difference between term life and whole life insurance?

Need (or want) more?

Check out our blogGo to faqs

Company

About us

We’re hiring!

Features

Wyshes

Flexible coverage

Wysh granters

Instant coverage

Resources

Blog

FAQs

Claims

Contact us

Get our app

App Store download button

Copyright © 2021 Wysh Life and Health Insurance Company (formerly known as Greenhouse Life Insurance Company), 720 E. Wisconsin Avenue, Milwaukee, WI 53202 (life and health insurance). Wyshbox is a marketing name for Wysh Life and Health Insurance Company. The Wysh Life and Health Insurance Company term life product application asks certain lifestyle and health questions to help avoid requiring a medical exam. Insurance is subject to underwriting. Individual life policy contract: ICC21.SL.TERM(03.2021), Terminal Illness ADB Rider: ICC21.ADB(03.2021), Disability WOP Rider: ICC21.DIS.RIDER(03.2021), Wellness Rider: ICC21.WELL.RIDER(03.2021). Products and their features may not be available in all states. Limitations or restrictions may apply.

Plans starting at $9/mo*: Memberships starting at $9/mo are based on a 25-year-old female for a 10-year term in preferred plus health class with a plan face value of $155,000. Form # ICC21.SL.TERM(03.2021).

Save up to 40%* with personalized life insurance: This stat is based on an 1800 person quantitative research study done by NM GSB, LLC, a Wysh Life and Health Insurance Company affiliate, in November 2020. The study found that, on average, consumers could save 40% on life insurance premiums by going through a process that identified their unique needs and limited their coverage to those needs.
Life insurance that can pay off your mortgage: Your beneficiary/beneficiaries ultimately decide how your life insurance payout is used. If they give us (Wysh Life and Health Insurance Company) the green light, we'll work directly with your lender to pay off or pay down your mortgage debt.
We can kill your debts if you die: Your beneficiary/beneficiaries ultimately decide how your life insurance payout is used. If they give us (Wysh Life and Health Insurance Company) the green light, we'll work directly with your lender to pay off or pay down your mortgage debt.
Life insurance that can shoot your ashes to space: Your beneficiary/beneficiaries ultimately decide how your life insurance payout is used. If they give us (Wysh Life and Health Insurance Company) the green light, we'll work directly with companies that arrange for cremated ashes to be sent to space.
No doctors, no needles, starting at $9*/mo: Memberships starting at $9/mo are based on a 25-year-old female for a 10-year term in preferred plus health class with a plan face value of $155,000. Form # ICC21.SL.TERM(03.2021). Currently, we're don't ask you to take a medical exam to complete your application. However, we'll use the digital medical info we pull (authorized by you) to determine whether we can offer coverage.
$155,000 of coverage starts at $9/mo / $759,000 of coverage starts at $18/mo / $1,300,000 of coverage starts at $30/mo: Memberships starting at $9/mo, $18/mo, and $30/mo are based on a 25-year-old female for a 10-year term in preferred plus health class with a plan face value of $100,000. Memberships starting at $11/mo are based on a 25-year-old female for a 10-year term in preferred plus health class with a plan face value of $155,000. Form # ICC21.SL.TERM(03.2021).
100% digital: At Wysh Life and Health Insurance Company, we automate the underwriting process, application, and issuance of life insurance memberships through our product, the Wyshbox app. Users have the option to engage with our customer service through a live chat via our website, email, and telephone number—however, this is not a requirement.
Sign up in 9-ish minutes: You can get Wysh Life and Health Insurance Company memberships through the Wyshbox app. From beta testing users in the Wyshbox app, we've found that you can get coverage with us within 9-10 minutes. Times to complete the application will vary based on the specific circumstances of the application.
Instant Coverage: Instant Coverage means you can get covered under Wyshbox within minutes of confirming underwriting and signing your membership documents digitally.
Adjust Coverage Whenever: You can obtain, cancel, increase, and decrease a Wysh Life and Health Insurance Company membership within the Wyshbox app environment. Additional underwriting may be required.
If you die, your loved ones can get paid in days not weeks: To make a claim, we always need a completed claims form and a death certificate. Once we get these, our customer service team will verify all documents and work with the beneficiary to honor the deceased's Wyshes. We'll always try to work through these claims as quickly as possible; we aim to resolve claims within days of confirmation of the death. However, mitigating factors, including delays in receiving third-party verification and further investigation requirements of the death, may prevent us from doing this.
Extend until you're 65: At Wysh Life and Health Insurance Company, we offer term life insurance (form # ICC21.SL.TERM(03.2021)) to the age of 65. Extensions of policies that expire prior to age 65 may require additional underwriting and may not result in extended coverage.
Lock in lower rates / Keep Rates Young: Locking in lower rates and our "Keep Rates Young" feature are based on continuing at the same health level. Additional underwriting may be needed for extensions and changes of coverage that could impact rates.
Wyshes: Wyshes are a feature of the Wyshbox app, a product of Wysh Life and Health Insurance Company. Wyshes are a way for members to plan their life insurance needs and communicate to their beneficiaries how they'd like their life insurance spent. While the beneficiary is under no legal obligation to honor the Wyshes, if the beneficiary agrees to honor them, Wysh Life and Health Insurance Company customer service representatives will attempt to fulfill the Wyshes to the best of their abilities and in accordance with known laws and limitations.
Membership: Membership is a term we use to describe Wysh Life and Health Insurance Company policy holders and Wyshbox app users. We use this term because the experience we offer is ongoing, allowing customers to adjust coverage and modify Wyshes. Every customer that purchases insurance from Wysh Life and Health Insurance Company will also receive a document setting forth their policy.
Easy to Get: The adjective "easy" as used on wyshbox.com, the Wyshbox app, and any other advertisements or documentation discussing the insurance of Wysh Life and Health Insurance Company refers to the user experience. The word "easy" is not meant to imply or convey that everyone will qualify for or receive insurance from Wysh Life and Health Insurance Company.
66% of Parents Have Life Insurance: The adjective "easy" as used on wyshbox.com, the Wyshbox app, and any other advertisements or documentation discussing the insurance of Wysh Life and Health Insurance Company refers to the user experience. The word "easy" is not meant to imply or convey that everyone will qualify for or receive insurance from Wysh Life and Health Insurance Company.
On average a parent spends $233k raising a child: The average cost of raising a child was calculated by USDA, United States Department of Agriculture, last updated March 2017. This data was republished without update in 2020 in the report "The Cost of Raising a Child." Additional information about USDA's methodology can be found at USDA.gov.
The average funeral costs almost $8,000: Source: National Funeral Directors Association, "Statistics" December, 2021. The average funeral cost was approximately $7,848 while the median cost of a funeral with cremation was approximately $6,971. Additional information and statistics can be found at  https://nfda.org/news/statistics
Term life insurance can be cheaper than mortgage rate protection insurance: Source: Bank Rate article, “Mortgage protection insurance vs. life insurance vs. PMI: Who needs what?” published October 2020, mortgage protection insurance can be costlier than life insurance, at about $100 a month. For more information please see the full article https://www.bankrate.com/mortgages/mortgage-protection-insurance-vs-life-insurance-vs-pmi/
See allSee less
Terms of UsePrivacy NoticeOnline PrivacyAd Disclosures